Marine Insurance is one of the oldest forms of Insurance. Marine Cargo Policies cover loss of and/or damage to the insured goods carried by sea, by air and rail/road transit.

The covers with respect to Inland transit is to be provided as per Rail/Road Cargo Clauses A and B.

Find The Allied Perils Below

Riot Strike Damage

Riot & Strike is a loss of or damage to property insured directly caused by Act of any person taking part together with others in any disturbance of public peace

Malicious damage

It covers damage other than by Fire maliciously cause by persons which are not strikers or locked out workers and who are not taking part in any disturbance of the public peace

Earthquake (Fire & Shock)

Loss or damage (including loss or damage by Fire) to any of the property insured occasioned or by through or in consequence of earthquake excluding flood overflow

Atmospheric Disturbance damage

Loss or damage directly caused by storm, Cyclone, Typhoon, tempest, Hurricane, Tornado, Flood and inundation

Impact damage

The loss or damage cause to the insured property occasioned by impact with any road vehicle (the vehicle should not belong to or under control of the insured)

Aircraft damage

It covers loss or damage to the property insured (by fire or otherwise) directly caused by Aircraft other aerial devices and/or articles dropped


Loss or damage to the property directly caused by Explosion.

Rail/Road Cargo Clause “A”

It covers all risks of loss or damage to cargo except exclusion as mentioned in the Rail/Road Cargo Clause “A”.

Rail/Road cargo Clause “B”

It covers loss or damage to the cargo against the following perils:

  • Fire or Explosion
  • Overturning or derailment of land conveyance
  • Collision or contact of conveyance with any external object other than water

What you are covered for?

Please refer to the documents for policy wording and relevant clauses.

Fill the information in the form For Cargo Inland Quote

Disclaimer : The insurance cover mentioned is based on the standard policy wording and relevant clauses and the actual cover may vary as per agreed terms between the insured and the insurer. The Company reserves the right to reject any offer without giving any reason.