Contractor's All Risk Insurance covers civil works like construction of roads, bridges, dams, high rises, housing projects etc., against any sudden and unforeseen loss or damage involved in the construction of civil works of any kind, construction plant & equipment and construction machinery as well as surrounding property claims in respect of property damage & bodily injury / death arising in connection with the execution of a project.

Section 1 – Material Damage

This section of the Policy provides cover against a wide range of perils. Some of the covered perils are:

  • Fire, lightning, explosion, aircraft damage
  • Riot, strike, malicious act
  • Flood, inundation, storm, cyclone and allied perils
  • Landslide, subsidence and rockslide
  • Burglary and theft
  • Human errors
  • Short circuiting, arcing, excess voltage
  • Collapse, damage due to foreign objects, impact damages

Section 2 – Third Party Liability

Under this section of the Policy, Insurer will indemnify the insured against legal liability for damages and claimant's costs and expenses due to:

  • Accidental bodily injury and / or death of any third party
  • Accidental loss of or damage to property belonging to third party

What you are covered for?

Please refer to the documents for policy wording and relevant clauses.

Fill the information in the form For Contractors All Risk Quote

Disclaimer : The insurance cover mentioned is based on the standard policy wording and relevant clauses and the actual cover may vary as per agreed terms between the insured and the insurer. The Company reserves the right to reject any offer without giving any reason.