Fire Insurance
Fire Insurance policy offers compensation to the insured individual or firm in the event of loss or damage to the property insured (i.e. buildings, stock, machinery and other contents) caused by fire and/or lightning during the period of insurance.
Following perils can be extended as per requirement of the insured by charging additional premium
- Riot & Strike Damage
- Malicious Damage
- Explosion
- Atmospheric Disturbance
- Earthquake, Fire and Shock
- Aircraft Damage
- Impact Damage
- Electrical Clause "B"
- Burglary
Find The Allied Perils Below
Riot Strike Damage
Riot & Strike is a loss of or damage to property insured directly caused by Act of any person taking part together with others in any disturbance of public peace
Malicious damage
It covers damage other than by Fire maliciously cause by persons which are not strikers or locked out workers and who are not taking part in any disturbance of the public peace
Earthquake (Fire & Shock)
Loss or damage (including loss or damage by Fire) to any of the property insured occasioned or by through or in consequence of earthquake excluding flood overflow
Atmospheric Disturbance damage
Loss or damage directly caused by storm, Cyclone, Typhoon, tempest, Hurricane, Tornado, Flood and inundation
Impact damage
The loss or damage cause to the insured property occasioned by impact with any road vehicle (the vehicle should not belong to or under control of the insured)
Aircraft damage
It covers loss or damage to the property insured (by fire or otherwise) directly caused by Aircraft other aerial devices and/or articles dropped
Explosion
Loss or damage to the property directly caused by Explosion.
